CCJ Help

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A CCJ or the County Court Judgements is the case which is being filed by the creditor on the debtor to get the claim of the open unpaid loan. CCJ is basically a summons that is issued by the court to the debtor or the person who has defaulted on the loan. Whenever the debtor fails to pay the loan, the creditor can approach the court and try for an attempt to get the money back through a legal process.

When the creditor files the case against the debtor, than the court sends the CCJ to the debtor Continue Reading… »

More Frequently Asked Questions cont……

What if no money is owed to the Creditor?
In this case when you do not agree that you owe any amount to the creditor who has put the court case against you, you have to follow some of the things mentioned below:

- A defence form that has been sent by the court in the response pack has to be completed by you stating the reason for disagreement of the claim.
- If you require additional time to prepare for the case apart from the time given to you by the court Continue Reading… »

CCJ (County Court Judgement) is the worst thing that can happen to any person. It happens due to the debt problem of the person. Every person should try to avoid the CCJ being registered against him/her as will affect the credit history to a great extent.

There are many questions that are asked by people regarding the CCJ. And all of them are required to be answered. Here the effort for the same has been made to answer some of the basic questions Continue Reading… »

As we all know that CCJ (County Court Judgement) is the worst thing that can happen to any person who has debts that are not paid. If the debtor does not pay the debts, the creditors claim for CCJ in the court to recover the debts. If CCJ is registered in the credit report of the debtor it remains for six years. It will make difficult for the debtor to get the loan or any type of credit. That is why people need to take some steps to avoid the CCJ to be registered Continue Reading… »

The County Court Judgements or the CCJ is the last step that is performed by the creditors for the recovery of the debt. But it should be well understood that it is much better or rather important to recognize that avoiding CCJ is a far better options than dealing with it once it has been in progress and reached far. It should always be kept in mind that as soon as the CCJ has been issued against the debtor, it will remain on the register for six years Continue Reading… »